CONSUMER ALERT
MIKE COX
ATTORNEY GENERAL
The Attorney General provides Consumer
Alerts to inform the public of unfair, misleading, or deceptive business
practices, and to provide information and guidance on other issues of concern.
ARE YOU PAYING TOO MUCH FOR YOUR PRESCRIPTION
DRUGS?
SHOP AROUND AND FIND OUT!
Consumers can be savvy
shoppers when it comes to saving a few cents on a gallon of gasoline or watching
the ads in the Sunday paper to know which stores have grocery items on sale.
But did you know you can enjoy substantial savings by shopping around for
prescription drugs? It's true, and you don't even have to leave your home! A
few phone calls can make a big difference, particularly if you are uninsured or
have a fixed-dollar or percentage co-pay.
Consumers should always
keep track of the medications that they are taking in order to avoid potentially
harmful interactions. If you decide to shop at more than one pharmacy, be sure
that you inform all of your pharmacists of all the drugs that you are taking.
MICHIGAN LAW REQUIRES
DISCLOSURE OF DRUG PRICES
The Michigan Legislature
passed a law in 1978 that requires pharmacists to tell consumers the price of a
brand named or generic prescription drug. (MCL 333.17757.) Under this law, a
consumer can ask a pharmacist in person or over the phone about the cost of a
prescribed drug. The pharmacist must provide the cost information to the
consumer before selling the drug. The consumer does not have to purchase a
prescription drug from a pharmacy just because the consumer asked for pricing
information.
In addition, the law says
that every pharmacy must conspicuously display at each counter over which
prescription drugs are dispensed written notice of the consumer's right to
prescription drug cost information. Pharmacies must also inform consumers that
they do not have to purchase their prescriptions at that pharmacy, and they can
use the price information to comparison shop.
WHAT CAN CONSUMERS DO?
To safely save money on
monthly prescription drugs, consider the following:
1. Ask for a generic.
Unless your doctor requires you to take a brand named drug, ask your pharmacist
if a generic version is available. Chances are, unless the drug is relatively
new on the market, there will be several cheaper versions of the same drug. Ask
your pharmacist how many generic versions of your prescription are made, how
many generics the pharmacy sells, and the sale price of each generic. Once you
have this information, comparison shop!
2. Shop around. While
you can ask the pharmacist about pricing information the next time you are in
the pharmacy, you don't have to make a personal appearance. After you've
gathered up your prescription drugs ? so you know the names, strengths, and
dosage --get out a pen, paper, and your local phone book. Look in the yellow
pages under Pharmacies and call several. Find out who sells your prescription
drugs for the lowest price. If you find your pharmacy has the best price, or if
you feel a loyalty to your pharmacy, keep your prescriptions there. If another
pharmacy has your prescriptions for a lower price, you can take your business to
that pharmacy or ask your
pharmacist to price match.
You can ask the pharmacy with the best price to have your prescriptions
transferred from your former pharmacy to theirs. (For safety reasons, the
Attorney General recommends that you fill all of your prescriptions at the same
pharmacy.)
If
any pharmacy refuses to give you drug costs information, please file a complaint
with the Attorney General's office, as explained below.
3. Don't be afraid to ask
for help if you need it. Even after comparison pricing, some people might
still have a difficult time affording their medication and other of life's
necessities. If you are one of those people, there are governmental and private
programs that might be able to help you. There is nothing to be ashamed of --
prescription drugs can be very expensive. The following organizations may be
able to help you, or lead you to other available resources:
a) MI
Child and Healthy Kids.
These programs assist eligible pregnant women, babies, and children under the
age of 19 by providing them with health insurance for a nominal fee. For more
information contact your local Department of Human Services (formerly Family
Independence Agency ? FIA), call toll free, 1(888) 988-6300, TTY 1(888)
263-5897, or go online to:
http://www.michigan.gov/mdch/0,1607,7-132-2943_4845_4931---,00.html
b) Social
Security Administration.
This is a government agency that oversees Social Security Administration (SSA),
Supplemental Security Income, and Medicare. For more information about these
and other programs administered by SSA, call 1(800) 772-1213, TTY: 1(800)
325-0778, or go online to:
http://www.ssa.gov/SSA_Home.html
c) Medicare.
This is a federal health insurance program for those receiving Social Security
benefits. To learn more information about eligibility requirements,
explanations of coverage, and how to enroll, call 1(800) 633-4227, or go online
to:
http://cms.hhs.gov/default.asp?fromhcfadotgov=true
d) Medicaid.
This is a
federal health insurance for the elderly, blind, or disabled, as well as for
certain groups of children. The services are coordinated through state or local
governments through the Department of Social Services or the Social Security
Administration. To call for general information, contact your local Department
of Human Services, or go online to:
http://cms.hhs.gov/default.asp?fromhcfadotgov=true
e) Partnership
for Prescription Assistance (PPA).
PPA is a partnership of drug companies, doctors, health care providers, patient
advocacy organizations, and community groups who have combined their resources
to help qualifying uninsured consumers get free prescription medicine from
various public and private assistance programs. PPA offers consumers access to
more than 275 public and private patient assistance programs, including more
than 150 programs offered by pharmaceutical companies. To contact PPA,
consumers may call 1 (888) 477-2669, or visit the PPA Web site at
www.pparx.org.
f) Store
Initiatives.
Several pharmacies now offer significant savings on particular prescriptions.
Meijer currently offers to fill some antibiotic prescriptions for free. For
more information on that program, you can visit
www.meijer.com/pharmacy. And other
retailers, such as Target and Wal-mart, will fill many generic prescriptions for
$4.00. You can check out those programs at
www.target.com and
www.walmartfacts.com.
4. Be safe. No matter
where you buy your prescription drugs, there is certain information that you
should share with your pharmacist to ensure you receive safe medications:
-
Any allergies.
-
Names of medications you are
now taking, including
nonprescription drugs and
over-the-counter drugs.
(Tip: Keep a list with you at all times.)
-
Any nutritional supplements,
herbal products, or
homoeopathic preparations you
are taking.
-
Any problems you are having
with your medicines.
For example, if you have
symptoms after you start
taking a new medicine, tell
your doctor or pharmacist
right away.
-
Pertinent medical history.
-
Women who are pregnant,
breast-feeding, or thinking
of becoming pregnant should
discuss their plans with
a doctor before taking any
over-the counter or
prescription medications.
FILE A COMPLAINT
If
any pharmacy refuses to give you drug pricing information, please file a written
complaint with the Attorney General. Mail or fax your complaint to the address
below or access a complaint form on the Attorney General's Web site:
www.michigan.gov/ag.
Department of Attorney General
Consumer Protection Division
P.O. Box 30213
Lansing, MI 48909
Be
sure to include in your written complaint the name, address, and phone number of
the pharmacy, and state when you were denied drug price information.