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Voluntary Benefits (Retiree)

Benefits for Life

Benefits for Life, the retiree-paid, optional coverage program offered through the State of Michigan is designed to help you be safe, be protected and be prepared.

The program offers you the opportunity to apply for coverage in key benefit areas.

  Benefits for Life Enrollment.  Sept 1 thru Sept 30, 2008.  Click here for details.

The Benefits for Life offerings do not replace your State-sponsored benefit plans. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. Because the plans are optional, you can customize your coverage by choosing from a range of plans that offer a combination of benefits and features that can help meet your personal and family insurance needs.
 

Click here to download a copy of the 2009 Benefits for Life Retiree Highlights Flyer.

Coverage Options

The optional coverage plans include:

Supplemental Term Life Insurance Supplemental Term Life insurance serves as a foundation of financial protection that pays a lump sum benefit in the event of death. A variety of flexible policy features are also available.

Legal Plan The legal plan provides access to a network of attorneys over the phone or in-person for many common personal legal issues.

Auto and Home Insurance
This benefit provides an exclusive discount on already competitive rates for auto and homeowners insurance.

Discount Plan The Discount Plan provides exclusive discounts from thousands of local and national merchants.

Key Features of Benefits for Life

Depending on the plans selected, coverage is available to eligible defined benefit retirees, their spouses, and their children.

  • Flexible plan features that let you change coverage options as your needs change.

  • Payments made through the ease and convenience of pension deduction.

  • A convenient enrollment process utilizing both mail and a call center.



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