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| Homeownership Counseling |
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| Homebuyer education is available to qualified applicants through the LINKS to Homeownership program. The training ensures that a homebuyer will have a good understanding of their mortgage loan, the closing process, budgeting and saving as a homeowner, recapture tax, basic home maintenance, and avoiding predatory lending or foreclosure. |
| OTHER COUNSELING SERVICES AVAILABLE ARE: |
- Financial Management Budget Counseling
- One-on-One Pre-Purchase Credit Repair Education & Grant Funds
- Pre-Purchase Home Inspection Funds
- Home Maintenance Education
- Foreclosure Prevention Education
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| ELIGIBILTY REQUIREMENTS |
Some counseling services may require:
- A family with at least one adult member and a related minor child (or a pregnant applicant/co-applicant) AND
- A household annual income of 80 percent of the area median income or lowest income non-metropolitan county (whichever is greater)
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| COUNSELING NETWORK |
| The Michigan Homeownership Counseling Network is the entry point for all LINKS to Homeownership services. A list of certified Network Counselors made up of nonprofit agencies, MSU Extension agents, Community Action Agencies, and local units of government is available on the web at http://www.mshda.info/counseling_search/. To apply for LINKS to Homeownership services, contact a Network Counselor in your county. All services are paid for by MSHDA and provided free of charge to eligible applicants. |
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