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FAQ
  Electronic Insurance Reporting FAQ
  What gives the Secretary of State the legal authority to collect this information?
  How will the information be used?
  Can motorcycles and commercial vehicles be included?
  Are private passenger vehicles covered on a commercial policy required to be reported?
  What is the deadline for compliance with Public Acts 91 and 92?
  What happens if an insurer's files are not ready by this deadline?
  When do we send the files?
  Where do we send the files?
  What information needs to be included in our transmission?
  If more than one name appears on a policy, do we need more than one record per Vehicle Identification Number?
  Do we need to populate every field?
  Is there a limit on the size of the file that can be transmitted?
  Can storage-only (comprehensive) insurance policies be included?
  If errors were found in our transmission, do we need to resend?
  Will there be an opportunity for us to test our transmission?
  What type of reports will the Secretary of State's Office and the Michigan Department of Community Health provide after the files are processed?
  How long will a returned report remain in the mailbox for retrieval?
  Can we submit multiple National Association of Insurance Commissioners (NAIC) files using one user ID (mailbox)?
  For Vehicle Identification Numbers (VINs) submitted electronically, do we need to continue providing two proof of insurance documents to our customers?
  We send Vehicle Identification Numbers under the existing Electronic Insurance Verification program. How long can we continue to send VINs using that format? Can we continue to use the same Personal ID Number and Mailbox ID that we use now?
  Will policy holders be notified by the Secretary of State's Office if there is a lapse in their coverage?

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